James Cunningham
RFC, CEP, MCEP
Creator of the Family Bank
Equity Index Universal Life Insurance
Can you tell me what equity index universal life insurance is?
Equity Index Universal Life Insurance?
Equity index universal life insurance is a life insurance policy that CFG Consulting LLC offers and we are experts in this field. The policies combine the very best features of the fixed whole life and the variable life insurance.
The main difference of this type of life insurance is that it allows you to invest the cash value in index options that follow the movement of an index such as the S & P or Dow Jones Industrial Average.
There are several benefits to having a Equity Indexed Universal Life Insurance Policy
•You can earn a credited interest rate higher than the traditional cash-value policies without all of the unnecessary risks.
• Equity index universal life insurance policies provides you with the cash value element that allows you to participate in the upward movement of a stock index without the downside risk associated with the stock market. The interest to the cash value increases with the upward annual movement of the stock index.. Thus you can take advantage of compounding interest.
•There are several advantages to having a Equity index universal life. Your death proceeds are not subject to tax at death. The cash values build up tax-free. You also have the ability to borrow from the cash value without depleting it.
•With equity index universal life policies your cash value will earn an Index average and if the index dips you will still earn a minimum return thus eliminating your risk.
CFG Consulting LLC are the leading experts in providing equity index universal life policies. Contact Us today to learn how you can take advantage of the power available to you by starting your own equity index universal life insurance policy.
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